A personal loan of $110,000 may be a choice for people who need to pay for big expenses like home improvements, debt consolidation, or important events in their lives. Most... moreA personal loan of $110,000 may be a choice for people who need to pay for big expenses like home improvements, debt consolidation, or important events in their lives. Most personal loans this size are unsecured, which means they don't need security like a house or car. This means that a wider range of people can get them, but lenders are taking on more risk, so they have tighter requirements for who can get them.A person's credit score is one of the main things that lenders look at when they decide to give someone a $110,000 personal loan. For such a big loan, lenders generally want you to have a high credit score, usually 700 or more. Lenders see a good credit score as a sign that the borrower has taken care of credit in the past and will likely pay back the loan on time. A borrower's debt-to-income (DTI) percentage is another thing lenders will look at along with their credit score. To find this ratio, divide the borrower's total monthly loan payments by their monthly gross income. If the DTI ratio... less