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To send money to Apple Pay, you can follow these steps:

1. Set up Apple Pay: Make sure you have Apple Pay set up on your iPhone, iPad, or Apple Watch. You can add your debit or credit cards to Apple Pay by going to the Wallet app on your device and following the instructions.
2. Open the Messages app: Launch the Messages app on your iPhone, iPad, or Mac.
3. Start a new conversation: Tap on the "New Message" icon (looks like a pencil and paper) or select an existing conversation with the person you want to send money to.
4. Access Apple Pay: In the conversation thread, tap on the App Store icon (looks like an "A" inside a blue circle) located next to the text input field. This will open the app drawer.
5. Find Apple Pay: Swipe left or right in the app drawer until you locate the Apple Pay app. It has a white background with a dark blue or black icon.
6. Enter the amount: Tap on the Apple Pay app icon and enter the amount of money you want to send.
7. Choose the payment source: If you have multiple cards added to Apple Pay, you can choose the one you want to use for the transaction.
8. Authenticate the payment: Depending on your device and settings, you may need to authenticate the payment using Face ID, Touch ID, or your device passcode.
9. Confirm and send: Once you've entered the amount and authenticated the payment, tap the "Send" button to complete the transaction. The money will be sent to the recipient's Apple Pay account.

It's important to note that both you and the recipient need to have Apple Pay set up and linked to your respective bank accounts or cards in order to send and receive money through Apple Pay. Additionally, availability and specific features may vary depending on your location and the version of iOS or macOS you are using.

 

FAQ

Can I send money to anyone using Apple Pay?

Yes, you can send money to anyone who has an Apple device and has set up Apple Pay on their device.

 

Do I need to have money in my Apple Pay account to send money?

No, you don't need to have money stored specifically in your Apple Pay account. Apple Pay links to your existing debit or credit cards, and the funds will be transferred directly from your linked card to the recipient's Apple Pay account.

 

Can I send money internationally through Apple Pay?

The availability of sending money internationally through Apple Pay may vary depending on your location and the financial institutions that support Apple Pay in your country. It's best to check with your bank or Apple's official website to determine the availability and any limitations.

 

Is there a fee to send money through Apple Pay?

Apple does not charge any fees for sending or receiving money through Apple Pay. However, your bank or card issuer may have their own fees or charges associated with transactions made through Apple Pay. It's advisable to check with your financial institution to understand any applicable fees.

 

How quickly does the money transfer through Apple Pay?

The transfer speed may vary depending on various factors, including your bank and the recipient's bank. In general, money sent through Apple Pay can be transferred within minutes, but it can sometimes take longer depending on the banking processes involved.

 

Can I cancel a money transfer made through Apple Pay?

Once a payment is sent through Apple Pay, it's typically not possible to cancel or reverse the transaction. It's important to verify the recipient's information and the payment amount before confirming the transaction.

 

Can I see the transaction history for money sent through Apple Pay?

Yes, you can view the transaction history for payments made through Apple Pay. You can check your transaction history in the Wallet app on your iPhone or iPad or in the Apple Pay section of the Settings app on your Mac.